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Surety Bond Insurance: What It Is, Who Needs It, and How Much It Costs in 2026
Costs range from 1–3% of the contract value for project bonds ($3,000–$20,000+ on major jobs) and $300–$5,000/year for license bonds. Your personal credit score and business experience are the primary cost drivers. If you’re bidding on a job that requires a bond, apply early. Underwriting typically takes 5–15 days. Plan ahead to avoid missing deadlines.…
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